Privacy Policy


This website www.forexpatsbyexpats.com (also referred hereto as the “Web Site”) is owned and operated by Asuna International, LLC (“Asuna International”). Asuna International is committed to respecting your privacy. Please read the following privacy policy (“Privacy Policy) to understand how your personal information will be treated.

This Privacy Policy may change from time to time so please check back periodically.

This Privacy Policy will let you know the following:

1. What personally identifiable information is collected from me?

2. What are cookies and how they are used by Asuna International?

3. How is my information used?

4. Who is collecting my information?

5. With whom will my information be shared?

6. How can I access, update or delete my information?

7. What does “opt-out” mean?

8. What else should I know about my privacy?

9. What happens If I live in the European Union or Canada?

10. Children

11. Other legal notices

1. What personally identifiable information is collected from me?

You can visit http://www.forexpatsbyexpats.com anonymously as often as you like without providing any personal identifying information. You can also visit the Web Site and register as a standard member or, as a premium member in which case you will need to pay a membership. The types of personal information collected for standard members are: your name, e-mail address, home country, state and city, current country, state and city and and for premium members, also your credit card information.

We may also ask you to voluntarily provide us with information regarding your personal status, educational background, personal or professional interests, demographics, experience with the services we provide and contact preferences. Wherever Asuna International collects personal information, we make an effort to include a link to this Privacy Policy on that page.

You can choose not to provide information to us, but in general some information about you is required in order for you to register as a member, whether standard or premium.

2. What are cookies and how are they used by Asuna International?

Asuna International may place Internet cookies on your hard drive. Internet cookies are small files that may be placed on your hard disk for record-keeping purposes. Cookies are used to (a) remind us of who you are in order to deliver you better service; (b) estimate our audience size by determining repeat usage of the Web site to help target advertisements based on user interests and behavior; (c) track your progress and entries in promotions, sweepstakes and contests, if any; and (d) measure certain traffic patterns for use as a research tool to understand how our users’ habits are similar or different from one another. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. By not accepting cookies, some Web pages may not display properly or you may not be permitted to access certain information.

Asuna International may also collect IP addresses (the Internet address of a computer) to track a user’s session while the user remains anonymous. We analyze this data for certain trends in statistics, such as which parts of our site users are visiting and how long they spend there. In general, we do not link your IP addresses to anything personally identifiable to you.

3. How is my information used?

Asuna International will not sell, rent or lease your personally identifiable information to others without your consent. The information you provide will be used to support your customer relationship with Asuna International. Your information may be shared with agents, contractors or business partners for the purpose of performing services for Asuna International. In addition and with the exception of credit card/payment information , the personal information that you provide by signing up on http://www.forexpatsbyexpats.com, may be seen by other members who have signed up on http://www.forexpatsbyexpats.com, as well.

We want to help you quickly find information on http://www.forexpatsbyexpats.com and alert you to specific offers, updated information, and other new products and services from Asuna International. If you do not want to receive such mailings, simply “opt-out” by the means provided for in the mailings or by contacting info@forexpatsbyexpats.com .

Notwithstanding, Asuna International does research on our users’ demographics, interests and behavior based on the information provided to us during your use of the http://www.forexpatsbyexpats.com. This research is compiled and analyzed on an aggregated basis. Aggregated data does not include personally identifiable information. Asuna International may share this aggregated data with others.

4. Who is collecting my information?

When you are on an Asuna International site and are asked for personal information, you are sharing that information with Asuna International alone, unless specifically stated otherwise. If data is being collected and/or maintained by any company other than Asuna International or an agent for Asuna International, you will be notified prior to the time of the data collection or transfer. If you do not want your data to be shared, you can choose not to allow the transfer by not using that particular service or purchasing those particular goods.

Please be aware that Asuna International advertisers or web sites that have links on our site may collect personally identifiable information about you. The information practices of those web sites linked to Asuna International either through advertisements or other hyperlinks are not covered by this privacy statement.

5. With whom does Asuna International share my information?

We may share the personal data you provide with other Asuna International agents, contractors or our business partners for the purposes of performing services for Asuna International.

In addition and with the exception of credit card/payment information , the personal information that you provide by signing up on http://www.forexpatsbyexpats.com, may be seen by other members who have signed up on http://www.forexpatsbyexpats.com, as well.

Asuna International also may share aggregated data with others. Aggregated data does not include personally identifiable information. We also believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of the Terms of Use and Service, or as otherwise required by law. Except as provided above or in the event of a merger, consolidation, or sale of all or substantially all of Asuna International’s assets, we will not share any of your information with any third party without your permission.

6. How do I access, update or delete my information?

You can request the individual information that Asuna International has collected about you, correct factual inaccuracies in your information, remove personal information from Asuna International’s data bases at CONTACT US or by contacting info@forexpatsbyexpats.com .You can also update your personal information at “Edit my profile”. When sending an e-mail, please always write on the subject “PRIVACY”.

7. What does “opt-out” mean?

To “opt-out” means that you have notified Asuna International that we no longer have permission to use your information for other purposes than the necessary to provide you with the membership services. For example, when we send you information on a new service, you will be given the opportunity to “opt-out” of receiving such information in the future.

8. What else should I know about my privacy?

Third party internet sites and services accessible through Asuna International have separate privacy and data collection practices, independent of us. Asuna International has no responsibility or liability for these independent policies or actions. Please be careful and responsible online. If you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return. While we strive to protect your information, Asuna International cannot ensure or warrant the security of any information through the transmission process and you do so at your own risk.

9. What happens If I live in the European Union or Canada?

Because Asuna International operates globally, the information that we collect may be made available to our affiliates, partners and subsidiaries worldwide. By providing any personal information to Asuna International, all users, including, without limitation, users in the member states of the European Union or Canada, fully understand and unambiguously consent to this Privacy Policy and to the transfer of such personal information across international borders in accordance with Asuna International’s standard operation, including the collection, storage, and processing of such information in the United States of America. Please be aware that http://www.forexpatsbyexpats.com is hosted in the United States of America.

10. Children.

We do not knowingly collect information from children under the age of 18 although certain third party sites that we link to may do so. These third-party sites have their own terms of use and privacy policies and we encourage parents and legal guardians to monitor their children’s Internet usage and to help enforce our Privacy Policy by instructing their children to never provide information on Asuna International’s Web Site without their permission.

11. Other Legal Notices.

Any dispute over privacy is subject to this Privacy Policy and our Terms of Use and Service, including limitations on damages and application of the law of the State of Connecticut, in the United States of America. If you have any concern about your privacy in connection with this policy, please send us a thorough description to info@forexpatsbyexpats.com, and we will try to resolve it. Please include the word PRIVACY on the subject of the email. We may post a revised privacy policy on our Web Site. Please note that the use of information that we gather is subject to the privacy notice in effect at the time of use. You should check our Web Site frequently to see recent changes.

This Privacy Policy was last updated on December 16, 2012.